At Bullen, we believe the use of automobiles represents the greatest exposure to legal claims against your assets. The Insurance Research Council estimates that nearly 15 percent of U.S. drivers have no automobile insurance (and closer to 25 percent in Florida); of drivers who are insured, 20 percent purchase only the minimum liability limits required by law. Having the proper coverage and protection limits in place is critical—not just in an accident where you are at fault, but also if you or your passengers are injured or your property is damaged. As your personal risk manager, we will develop a comprehensive solution to minimize these liability exposures. Bullen can also develop customized solutions for collectors of antique and exotic automobiles to better protect these modern day works of art.


  • Agreed Value coverage
  • Choice of repair facility
  • Original equipment and manufacturer's parts
  • No mileage restrictions
  • Defensive driving credits
  • Expanded limits for personal injury protection
  • Expanded limits for uninsured and underinsured motorist protection
  • Worldwide coverage
  • Specialized coverage for exotics and collector vehicles