AUTOMOBILE INSURANCE

AUTO & CLASSIC CAR COVERAGE

We believe the use of automobiles represents one of the greatest financial exposure for our clients. Some of the largest claims and settlements in our industry have to do with accidents in automobiles. The Insurance Research Council estimates that nearly 15 percent of U.S. drivers have no automobile insurance (closer to 25 percent in Florida). Of drivers who are insured, 20 percent purchase only the minimum liability limits required by law. Having the proper coverage and protection limits in place with the proper insurance company is critical, not just in an accident where you are at fault, but also if you or your passengers are injured or your property is damaged.

As your personal risk manager, we will develop a comprehensive solution to minimize these liability exposures. Bullen can also develop customized solutions for collectors of antique and exotic automobiles to better protect these works of art and accurately reflect their use and risk profile.

SPECIALIZED CAR COVERAGE SOLUTIONS

• Agreed Value coverage
• Choice of repair facility
• Original equipment and manufacturer's parts
• No mileage restrictions
• Defensive driving credits
• Expanded limits for personal injury protection
• Expanded limits for uninsured and underinsured motorist protection
• Worldwide coverage
• Specialized coverage for exotics and collector vehicles